Ant Finance started with Alipay born in 2004, originating from an initial aspiration to solve trust issues in society. After two decades of development, it has become a world-leading open internet platform. We empower partners through technological innovation to provide inclusive and convenient digital life and financial services for consumers and small businesses; we continuously open up products and technology to assist enterprises in digital upgrades and collaboration; we extensively cooperate globally to help local merchants and consumers achieve "Global Receive", "Global Pay", and "Global Remit".
ldt2
Ant Finance operates the "Huabei" and "Jiebei" brands, embracing the mission and vision of "enabling every earnest person to equally enjoy consumer financial services". Adhering to the principles of technology-led drive, serving the real economy, deepening consumption scenarios, and practicing inclusive finance, relying on independent intelligent commercial decision-making and intelligent quantitative risk control capabilities, we deeply integrate financial services into the lives of Chinese mass consumers, providing convenient and secure consumer financial services.
Ant Finance operates the following RMB businesses: (1) Issuing personal consumption loans; (2) Accepting deposits from domestic subsidiaries of shareholders and domestic shareholders; (3) Borrowing from domestic financial institutions; (4) Issuing financial bonds upon approval; (5) Domestic interbank lending; (6) Consultation and agency business related to consumer finance; (7) Acting as agent for selling insurance products related to consumer loans; (8) Fixed-income securities investment business; (9) Other businesses approved by the China Banking and Insurance Regulatory Commission.
Approved by the Chongqing CBIRC, Mr. Huang Hao serves as Chairman of Ant Finance, and Mr. Chen Huaisheng serves as Director and General Manager of Ant Finance.